A fresh approach to Health and Life insurances for health-conscious people
VavistaAssured Life Insurance
Life insurance policies pay out a sum of money in the event of the death of the life insured during the term of the policy. It can give peace of mind. You know that will not leave your loved ones with outstanding debts, unsustainable expenses or the burden of funeral costs.
Why do I need Life Insurance?
Life insurance cover can help with the repayment of debts such as mortgage repayments and it can provide the resources needed to maintain lifestyle after the policy holder’s death.
Many people apply for Life insurance when they take out loans, a mortgage or other financial commitments, or simply to provide money for their financial dependants. Life insurance policies often have a fixed length term, to coincide with the end of the mortgage or loan but whole of life policies are also available.
What is Critical Illness Cover?
Critical Illness policies pay out a tax-free lump sum of money following the diagnosis of a range of serious illnesses. The money can be used to ease financial pressures, pay debts or to provide funds to meet additional expenses associated with the health condition.
Why do I need Critical Illness Cover?
Being diagnosed with a Critical Illness can drastically impact the income and lifestyle of your household, particularly if that illness prevents you from working.
While an insurance policy will not make you better, it could help to reduce any financial strain that follows the diagnosis, allowing you and your family to maintain a standard of living without having to make dramatic changes to your lifestyle.
Even if the money is not required immediately, a financial cushion can allow you to plan ahead, for care needs or modifications to your home, or even for holidays with those closest to you.
What is Income Protection?
Income Protection policies provide a replacement income if you are unable to work because of ill-health or injury. The money can be used to meet your regular financial commitments such as mortgage or rent payments, household bills, food and drink, clothing etc.
These policies typically provide a fixed percentage of your normal income and this will be paid after you have been off work for a set period of time.
Why do I need Income Protection?
For most people, their ability to pay the bills is dependent on their ability to work.
State benefits for those unable to work because of sickness or incapacity provide only a very basic level of income, typically around £400 per month, while average household bills are often much higher.
Our life partners
Insurance services offered to individuals and corporates.
Vitality is insurance that rewards you for being healthy and saves you money at the same time.
The UK’s largest mutual life insurance andpensions company.
Our Insurance products have it covered – from your furniture to your car.
Car, Home, Travel and Health Insurance; Life, Savings, Investments and Pensions.
Zurich is one of the world’s most experienced insurers with the knowledge and expertise to protect our…
Aegon provide retirement, workplace savings and protection solutions to over two million UK customers.
The UK’s largest friendly society, offering a range of financial products and services.